【Introduction】In June 2024, Shanghai Huibi Information Technology Co., Ltd. (hereinafter referred to as “Huibi Information”) officially launched the “Tianheng” AI Financial Risk Control Platform 3.0. Integrating deep learning, graph computing, and real-time big data analytics, the platform offers end-to-end intelligent risk management solutions for the banking industry. Currently, it has been piloted in five major commercial banks, delivering an average reduction in non-performing loan ratios by 40% and improving approval efficiency by 90%.
I. Technological Breakthrough: From Rule-Based Engines to Intelligent Decision-MakingTraditional financial risk control relies heavil……